Americans love their cupcakes. And despite a crumbling economy, US cupcake sales have tripled since 2007. Yet, the familiar ingredients of these treats arent as sweet and simple as we think. From flour explosions to Norways butter criss, the politics and science behind this little treat can blow your mind.
The following infographic is taken from FrugalDad.com.
Tags: Cupcakes
Photo by covilha
Gold is a well known hedge against inflation, uncertainty and a falling dollar. Since this pretty much sums up the environment weve been living in for the past decade, its easy to see why the value of gold has been on the rise. But thats past performance and as we all know, past performance is no guarantee of future results. So is gold still a good investment?
Im not going to pretend to know the answer to where gold is going in the future, but here are some things to consider. Quite frankly, they are no small part of why I was convinced to invest in gold in my IRA a few months back when the price dipped.
Budget busting entitlement programs.
Unfunded entitlement programs will force future income earners (you, your children and grandchildren) to keep less of their income after taxes, thereby shrinking available wealth.
U.S.
Many people, who fail prey to a lot of debt, spend too much time, effort and energy in their debt management. A good suggestion is that they spend more time working in their debt solution instead. Why? What is the difference between debt management and debt solution?
Debt Management.
The debt management part involves the tally of all your debts, from your credit cards, personal loan, home equity loan, student loan, car loan, mortgage to any other debt obligation. A part of the debt management consists of knowing the interest rate you are being charged for your debt, the time-frame or due date of each debt payment. You do not need to spend a lot of time to know your total debt and all their variables. The people or entity you owe money to, will send you reminder through the mail every single month.
Tags: Debt Management, Debt Solution, Solution
Various banks and other financial institutions offer loans which is named cash for car titles. These are actually loans that provide customers with cash in return for the title to your car. You will be able to get the title back as soon as you repay the loan.
Cash loans for car titles are usually only short-term loans with a period of two weeks to four weeks in general. Banks and financial institution will determine the value of your car and based on this you are able to borrow money for a short time. You will then be required to turn over the title of your car and give the lenders a spare set of keys until you repay the loan. Although it is a quick way to get cash, one should know that this type of loans usually carry high interest rates.
The reason why people take out cash loans for titles is because the lender will not review their credit history and credit score before giving them this kind of loan.
Tags: Car Titles, Titles
Many people are not aware of the extent to which the U.S. income tax laws will change next year if Congress does not move to make them permanent. This goes well beyond the much hyped payroll tax break. In fact, the $3,598 doesnt even factor in the increase if that provision fails to win extension!
To make the situation clear, a recent Yahoo! news story (Why Your Tax Bill Might Surge Next Year) profiles a fictional married couple, meant to portray the average tax paying family.
Bill and Joan Smith are 26 years old, married and have two young children.
Tags: Income Tax, Tax
Recent Comments