Feb 16

As soon as tax season approaches the advertisements for Rapid Tax Refunds appear. They sound so simple up front: Get assistance filing a tax return online for a fee and the company will even loan you the money up front equal to the estimated refund. What a deal! Or is it? It’s not much of a deal at all in the opinion of most state government officials charged with consumer protection. The loans being offered go under a variety of names including fast cash refunds or instant refunds. Officially they are referred to as refund anticipation loans (RALS). <

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Feb 15

There is some hope still for homeowners wondering if there will be more foreclosure statistics in 2010. The federal government is working on a plan that will hopefully make it easier for people to qualify for the Making Home Affordable program. The government is also trying to find a way to convince banks to write off some or all of the difference between an underwater home’s mortgage balance and its market value.

The write-off discussions are actually addressing the more complex issues. Banks are unwilling to write off portions of mortgage balances because large write-offs would have to be absorbed financially. T

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Feb 14

One of the debts that must be managed in many households is college tuition. The cost of attending college continues to rise every year which means the choice of college can have far reaching effects on finances. Choosing a college is not a decision that should be made lightly.

Colleges have become very competitive when it comes to marketing to potential students. The marketing has gotten more aggressive and some think too glitzy. Until recently, admission to a college required an application fee, an application, and an essay.

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Feb 12

When the Haiti earthquake occurred several weeks ago, there were pleas for cash donations. In an effort to help, companies offered to collect donations from customers and pass them on the relief organizations   Emerging from this situation is the text donation.

Texting donations have been done in the past but not one the scale seen for Haiti. The power of social networking was made clear as millions of dollars were charged against consumer accounts and each one generated by a text message. There were no checks to write or websites that had to be accessed. All a person had to do was text designated words to a numbered code using a cell phone. <

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Feb 10

How many people have heard of the term “credit lifestyle? Well in my option, that’s one of the worst kinds of lifestyles to live. Living on credit, is spending money you don’t have. Well this article is going to let you know more about credit card debt consolidation. So enjoy!
Credit Card Debt Consolidation
How many people have heard of the term “credit lifestyle? Well in my option, that’s one of the worst kinds of lifestyles to live. Living on credit, is spending money you don’t have. Well this article is going to let you know more about credit card debt consolidation. So enjoy!Read more…

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