Jan 03
While much of the high street is shrouded in gloom as stores desperately cut prices, business is booming for Britain’s largest pawnbroker Harvey & Thompson.
The company has benefited from a 15% increase in the price of gold over the past 12 months, which has taken the cost of an ounce to £1,031, a rise of £138. Steve Fenerty, the commercial director, explained: “What we are seeing at the moment is really about the increase in the gold price more than anything else.”
Two years ago the company started opening new outlets called Gold Bars where people can take unwanted jewellery and other scrap gold and turn it into cash. It now has 53 outlets. The opening of Gold Bars followed heavy advertising by online scrap gold buyers which had a big impact on the market.
“They were changing the marketplace and we capitalised on that,” said Fenerty.
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Tags: High Street, Street
Dec 31
Many people, who fail prey to a lot of debt, spend too much time, effort and energy in their debt management. A good suggestion is that they spend more time working in their debt solution instead. Why? What is the difference between debt management and debt solution?
Debt Management.
The debt management part involves the tally of all your debts, from your credit cards, personal loan, home equity loan, student loan, car loan, mortgage to any other debt obligation. A part of the debt management consists of knowing the interest rate you are being charged for your debt, the time-frame or due date of each debt payment. You do not need to spend a lot of time to know your total debt and all their variables. The people or entity you owe money to, will send you reminder through the mail every single month.
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Tags: Debt Management, Debt Solution, Solution
Dec 28
Icy the porch, greased doorknobs, tripwires around the house sound familiar? While some people may recognise these burglar deterrents from the 90s Home Alone films, many Brits are actually using these techniques when they leave their house for Christmas.
A recent study by home insurer MORE TH
The research showed that instead of opting to have an alarm system installed 33% of Brits have used one or more of the following DIY security features to protect their home:
- Leaving a radio on at full volume behind the front door particularly spoken-word stations, such as BBC Radio 4, which give the illusion of a conversation occurring in the home.
- Icing their driveways, steps and patios
- Positioning cardboard cut outs or dummies behind netted windows
- Scattering sharp objects on the floor next to the front door and windows
- Setting up trip wires and ropes around the house
– Propping up front/back doors with household objects such as chairs, pans and brooms
- Greasing doorknobs
While these techniques might work on film, in reality they are more likely to attract unwanted attention, convince a would-be burglar theres nobody at home, and ultimately result in a break-in.
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Tags: 33 Brits, Brits
Dec 18
Various banks and other financial institutions offer loans which is named cash for car titles. These are actually loans that provide customers with cash in return for the title to your car. You will be able to get the title back as soon as you repay the loan.
Cash loans for car titles are usually only short-term loans with a period of two weeks to four weeks in general. Banks and financial institution will determine the value of your car and based on this you are able to borrow money for a short time. You will then be required to turn over the title of your car and give the lenders a spare set of keys until you repay the loan. Although it is a quick way to get cash, one should know that this type of loans usually carry high interest rates.
The reason why people take out cash loans for titles is because the lender will not review their credit history and credit score before giving them this kind of loan.
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Tags: Car Titles, Titles
Dec 16

The greatest lure of travel reward credit cards is the promise of a free vacation. While some believe that this dream is unattainable, smart travelers are able to choose the right credit card that can help them realize their ideal trip.
The key to getting the most out of a travel rewards credit card is to choose an airline or hotel you frequent, as opposed to one that offers the largest sign up bonus. This will help out in two ways. First, it will allow you to utilize frequent flyer miles or hotel points that have already been earned in addition to what is gifted as a sign up bonus. Plus, with airline credit cards in particular, choosing a card from a carrier that you fly frequently likely means that you won’t have difficulty finding flights with that airline when planning your trip.
Here are five travel reward credit cards that can go a long way in paying for an upcoming vacation.
1.
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Tags: Credit Cards, Vacation
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